We are very happy to be associated with Nagaraju garu and PNR team. In 2011, we had initially met for a home loan and they helped us to get the loan. I started investing in mutual funds in 2015 through a trading platform based on others' suggestions.

In the 3 years period, we didn't get any profit and our investments were actually in negative. After that we realized we needed a trusted guide for our investments. In 2019, we started our journey with Nagaraju garu. Earlier we had never thought seriously about an emergency fund, our children's future education, retirement fund and protecting our family properly. Nagaraju garu helped us organize everything step by step, from our mutual fund investments to our children's education goal, alongside our children's school fee. Whenever we need to pay the school fee, we just inform the PNR team and they take care of it. Bhargavi garu is also very diligent and approachable whenever we need any information related to our portfolio. We have confidence that they will guide us well going forward for our better future. We strongly recommend Nagaraju garu and PNR team.

- Gangadhar Nekkalapu

I am very happy with the guidance and support provided by Mr. PRK Nagaraju. His involvement has helped me develop discipline through SIP investments. I am a staunch believer of "Assign Job to Specialist". When I had to take decisions about my investments, the obvious choice was PRK Nagaraju and PNR Associates Private Limited.

I am very happy that my belief again proved true for me, and that PRK's guidance has helped me develop a discipline of SIP. I would confidently recommend PNR Associates Private Limited to all my contacts.

- Life Coach Nayan futnani

I'm a Doctor working for the Central Government. This is actually an updated review. My association with Mr. Nagaraju goes back 5 years. My job takes me all over the country and keeps me busy, and my knowledge of investing is limited to the basics. I was not happy with the traditional

suggestions I kept receiving, such as "keep it in an FD, keep it in the bank, buy property."I decided to meet Mr. Nagaraju (my father was acquainted with him at the time) and listen to his take. I must confess, I was skeptical. But when I listened to him, I realised I had come to the right place. He was upfront about things, outright stated that he couldn't do magical things with money (none of that double it, triple it nonsense), he set realistic goals and generated a sense of discipline in me. It has been 5 years and I am happy with how my investment journey has progressed from its humble beginnings. I was also happy with his accessibility and the team's rapidity of response. There are no attempts made to push products, and if you want any SIP stopped, it's a matter of 5 minutes, no questions asked. I recommend meeting him about your investment goals — the earlier in your career, the better. I just treat physical ailments; he helps you take care of your money. Thank you, Mr. Nagaraju.

- Dr. Srikrishna venigalla

The knowledge PRK Nagaraju garu possesses in the field of investments is very impressive and inspiring. The way he spends time with each of his clients to understand their needs and aspirations for their short term and long term goals is highly professional.

His vision for each of his clients to achieve complete financial security is his own goal. He truly strives very hard to support all his clients to achieve financial security and build a safety net for their future. His famous tagline Plan and Reap has created a unique identity for PNR Associates, and rightly so — the said tagline is what PNR Associates stands for. My experience with PNR Associates has been flawless, smooth and highly professional. I personally thank Mr. PRK Nagaraju garu for encouraging me to take my savings seriously and for supporting me throughout. I highly recommend PNR Associates to anyone looking to secure their financial future. We wish PNR Associates and PRK Nagaraju garu all the very best.

- Advocate Vanajakshi

PNR Associates Pvt Ltd led by Nagaraju and team is really outstanding in the way they don't stick only to investments but also think about how disciplined saving will lead us to be happy in the coming years. I am feeling relaxed once we went to PNR as they are helping us to plan and reap our future in a better and safe way.

In a recent experience, we were rushing to buy a house and were confused about the decision. Mr. Nagaraj helped us navigate the ambiguity by helping us understand the pros and cons of the purchase with respect to my portfolio, so that we could take a considered decision ourselves without being carried away emotionally. It's not easy to guide like this, and we highly respect Nagaraj sir. We are really happy in our journey with PNR, which is the main trigger for all other happiness around us.

- Harish kandiraju

I'd strongly recommend Nagaraju garu — for both short term and long term goals. He takes a good amount of time to listen, understand and discuss personal and family goals, and supports you in working towards them through systematic investing. He reviews the progress on a regular basis and suggests course correction if required. Very glad to be associated with PNR Associates!!

- Franklin Jayakar

I have been taking their services (PNR) for more than a decade now. I have learnt so much about handling money better for my life. At any given point they have been approachable and stood by me during my good and bad times. Life needs a plan, and they have the understanding of how to support you in your own curated way. Thank you team.

- Abhinav Batchu